If you happen to’re excited about canceling your Spot Pet Insurance coverage coverage, we encourage you to see our tips about the components you’ll need to think about earlier than making a agency resolution. We even have recommendation on how and when to discover a new pet insurance coverage supplier to maintain your pup protected. Nonetheless, in case you’ve already determined to cancel for no matter cause, we provide you with contact data and tips about find out how to cancel your Spot coverage.
Learn Our Full Spot Pet Insurance coverage Evaluation
Spot Pet Insurance coverage Cancellation Coverage
Under is Spot Pet Insurance coverage’s official cancellation coverage:
You could contact us by way of e mail, phone or in writing to advise us of the long run date when this coverage is to cancel. You may ship written notification by e mail, fax or by mail. We are going to refund any premium that you’ve got already paid for any interval after your final date of protection.
How To Cancel Spot Pet Insurance coverage
Not like another pet insurance coverage suppliers, Spot doesn’t have a helpful on-line cancellation type you’ll be able to fill out and submit. However they do provide you with just a few choices to terminate your coverage.
Name To Cancel
If you happen to’d like to talk with a Spot consultant about canceling, name 1-800-905-1595. Customer support is accessible by telephone Monday by Friday from 8am to 8pm EST. Be sure you have your coverage quantity helpful.
When you’re related with a consultant on the telephone, you’ll be able to ask any questions on canceling your coverage. If they are saying they will terminate your coverage over the telephone, then you’ll be able to proceed in case you’d like. Nonetheless, they might request written affirmation. If they will cancel by telephone, we advocate asking them to e mail you a affirmation message that the coverage has been terminated. Having it in writing will assist do you have to by chance be billed after canceling.
E-mail Or Mail To Cancel
Spot additionally provides you two written choices for canceling.
You may ship your request by e mail at [email protected].
You may also ship it by way of snail mail with a written discover of cancellation to:
Spot Pet Insurance coverage
990 Biscayne Blvd Suite 603
Miami, FL 33132.
If you happen to’d choose to deal with your coverage termination in writing, we advocate doing so by way of e mail. That method, you’ll be able to ask questions and obtain a fast affirmation of cancellation in writing.
Points To Think about Earlier than Canceling Your Coverage
You’ll need to maintain just a few essential issues in thoughts earlier than terminating your coverage.
Different Insurers Will Exclude Pre-Present Situations
It’s important to know that any circumstances your pet was identified with earlier than or through the time your canine was enrolled in Spot’s pet insurance coverage will seemingly be excluded from protection by any new insurance coverage supplier.
This may be extraordinarily problematic in case your pup was identified with and handled for a continual situation, resembling arthritis, diabetes, most cancers, or allergic reactions, throughout your Spot coverage protection. Will you be capable of cowl these veterinary bills your self? It could be sensible to calculate your canine’s ongoing medical prices for a yr to find out in case you can afford them.
Your Pet’s Age
Your present Spot coverage covers your pet for all times as long as you keep present on funds. Nonetheless, in case you cancel your coverage and have an aged pet, you could not be capable of discover a new pet insurance coverage coverage that meets your funds and wishes. Some suppliers have age limits and received’t insure new pets as soon as they attain a sure age (limits differ by supplier).
Diseases & Accidents Can Happen Anytime
It’s possible you’ll be contemplating terminating your coverage as a result of your pup has by no means had any medical issues. However needless to say accidents and well being circumstances can come up while you least count on them. Even in case you plan on enrolling your pup with a brand new insurance coverage supplier, you’ll have ready durations earlier than your new coverage’s protection kicks in. So it could be sensible to overlap them throughout this time to ensure your pet is just not topic to any ready period-related protection gaps.
Often Requested Questions
Can I Get My Cash Again From Spot?
Sure, any pro-rated cash you’ve got paid prematurely for protection will seemingly be refunded after your coverage is terminated, as long as you don’t have any excellent claims.
Can I Cancel Spot At Any Time?
Sure, you’ll be able to cancel your Spot pet insurance coverage coverage at any time. Nonetheless, you probably have an excellent declare, it will be sensible to attend till it has been settled and any cash resulting from you has been obtained.
What Is Spot’s Greatest’s 30-Day Cash-Again Assure?
You may cancel your coverage for any cause inside 30 days of the coverage efficient date, and Spot will refund 100% of any premium paid so long as no claims have been paid. If you happen to submitted a declare throughout this time interval, Spot will refund any premium in accordance with their common cancellation coverage. This 30-day money-back assure is just not accessible in Maine or New York.
What Occurs To Pet Insurance coverage When A Pet Dies?
If you happen to’re canceling your pet insurance coverage coverage as a result of your pet has crossed over the rainbow bridge, please know you’re in our ideas. It’s evident that you just cared immensely on your pet by insuring them to start with, and the bond you shared is unbreakable. We hope you’ll find consolation within the reminiscences you made collectively.
Relating to your query, after your pet dies, it is best to contact Spot’s customer support by telephone. They’ll cancel your account for the day after your pet passes, however you’ll nonetheless be capable of file any ultimate claims.
How To Discover A New Pet Insurance coverage Firm
If you happen to’d nonetheless wish to insure your pet however weren’t happy with Spot, make sure you learn our pet insurance coverage opinions to see which pet insurance coverage corporations we advocate most extremely. Moreover, you will get quotes from lots of the high pet insurance coverage corporations by filling out the quote type above.
We recommend doing all of your analysis and getting quotes earlier than you cancel your current coverage. This method can reduce the time interval that your pup isn’t lined between your earlier and new pet insurance coverage protection. It doesn’t matter what, pet insurance coverage is value it, and insuring your furry mates is a good way to guard your pockets and ensure your pets get the required well being care they want.
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